Sixty-seven-year-old Paul invests the usage of index budget. Through the years, his publicity to US tech shares has helped him manufacture up a sizeable leaving pot — however fresh reserve marketplace volatility is making him concern.
Now that he’s not operating, Paul wonders if he will have to diversify into alternative fairness markets, believe purchasing bonds, or an annuity. However he’s discovering that is brittle to do with out having a look on the larger image of his price range in leaving.
Monetary Occasions client writer Claer Barrett is joined by way of Adam Walkom, co-founder of economic making plans company Everlasting Wealth Companions, and Moira O’Neill, an award-winning journalist with a column within the weekend version of the FT.
Disclaimer: the Cash Hospital podcast is meant as a basic dialogue about making an investment, and isn’t meant as monetary recommendation or any roughly funding advice. Everyone’s monetary condition is other. You will have to all the time do your personal analysis sooner than you form any funding selections.
If you need to be a visitor on a age episode of Cash Hospital, electronic mail us at cash@feet.com or ship Claer a DM on social media — she’s @ClaerB on Twitter, Instagram and TikTok.
Need extra? Separate hyperlinks:
If focus chance is one thing that worries you, learn this FT research: “How big is the stick market’s ‘America Bubble’?” https://on.ft.com/4ifFash
For a masterclass in how index budget paintings, do take a look at this episode from the Cash Hospital again catalogue:
‘Funding Masterclass: The most cost effective option to make investments.’ It’s to be had on Apple (https://podcasts.apple.com/gb/podcast/investment-masterclass-the-cheapest-way-to-invest/id287031335?i=1000582970471) and Spotify: (https://open.spotify.com/episode/4BDgn1dKL3JCkkjYwwbe2B)
Introduced by way of Claer Barrett, produced by way of Mischa Frankl-Duval, with combine and tone design from Breen Turner and Joe Salcedo. The manager manufacturer is Manuela Saragosa. Cheryl Brumley is the FT’s head of audio.
Learn a transcript of this episode on FT.com
View our accessibility information.
